Financial Aid

The Prep is committed to providing an education to talented students, regardless of their financial situations. To support the realization of this institutional mission, we have a comprehensive financial aid program in an effort to enroll students of strong academic potential and good character, with diverse talents, varied interests and backgrounds.

St. Joseph's Prep uses Clarity, a third-party company, to determine a family’s level of financial need based on the information that families share in the application which includes assets, income, expenses, and debts.

Due to limits placed on the financial aid budget, funding is not guaranteed and each family is expected to use all available resources in paying for the education of their child. This includes resources from both parents even if divorced or separated, step parents, grandparents or other relatives, church funds, outside scholarships or grants, or any student earnings. Financial aid awards - in the form of a Work Grant or Brother’s Reduction - help bridge the gap between what a family can afford and the full cost of a St. Joseph’s Prep education. In some cases, financial aid awards can be combined with merit scholarships.

Learn More About Clarity

TYPES OF AID AVAILABLE

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Work Grant

Financial aid (i.e. financial assistance provided that is not a merit scholarship) will be awarded to the student in the form of a “WORK GRANT.” He will be asked to work in a clerical capacity at a time that is convenient for him. There will be a work requirement of one marking period. He may choose the 1st, 2nd, 3rd, or 4th marking period and the time of day, before or after school. A marking period is eight weeks in length; work lasts l/2 hour per day, five days per week.
Brothers' Reduction

A Brothers' Reduction is possible for second and third siblings attending concurrently. The financial aid process via Clarity must be completed to be considered for a Brothers' Reduction. The Financial Aid Committee will award a Brothers' Reduction in the range of $3,000 to $6,000 based on income level.

Please note:

The application for admission to St. Joseph ‘s Prep will ask whether or not financial assistance is requested, however, a separate application must be completed.

Apply Now Through Clarity

Deadlines for Financial Aid Application

Family

Deadline

Incoming Freshman Families

October 31, 2025

Incoming Freshman Families with a brother concurrently attending SJP

October 31, 2025

Returning Families Requesting Aid or already Receiving Aid

February 6, 2026

Additional Information

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Special Note to Returning Families

The Prep recognizes that families’ financial circumstances often change year to year and in order to track those changing needs each family receiving aid is required to submit financial paperwork each year (this includes all Brothers’ Reductions). If you do not resubmit your financial paperwork and apply through Clarity you will not receive any financial assistance for the 2026-27 school year. Families who are not receiving aid but are in financial need should apply as well. New allocations of financial aid may be awarded on a year-to-year basis for current students.
Divorced or Separated Parents

In dealing with divorced or separated parents, the goal of the financial aid office is to gather as much information as possible from both parties, as well as from the spouses of either or both. Each situation is unique and will be handled on an individual basis.
In the case of divorced or separated parents, each parent retains the obligation to contribute to the education of his or her son, regardless of whether a legal agreement to do so exists. In this instance, both parents must complete a required Financial Aid application either jointly or separately. Financial aid grants will be made only after considering the financial resources of BOTH parents. In the case of separated and/or divorced parents, no information will be given by the school to either parent regarding the other parent's financial disclosures. The assets of both parents will be considered before making any award; the assertion that one parent has disclaimed responsibility for educational expenses does not apply.
In the case in which one parent has no contact with his child, the custodial parent should submit third-party verification (from clergy, school administration, etc.) regarding the other parent’s absence.
Appeals Process
To appeal the Financial Aid Committee’s decision (to request either an increase in the original award granted or a reconsideration in the event of a zero award), one of the following criteria should be met:
1. 2025 income has declined by at least 10% compared to 2024 income; or
2. The family recently suffered a hardship that had negative consequences for the family’s finances. (A detailed explanation is required.)
For incoming freshmen, a letter must be sent to the Director of Financial Aid by February 1 in order to be reconsidered for any additional aid. Registration must be completed, and an Enrollment Contract and deposit must be received before a letter of appeal will be considered. If the additional aid is not satisfactory, you will receive a refund of deposit. For returning families, a letter must be sent to the Director of Financial Aid by April 28 in order to be considered for any additional aid. An Enrollment Contract and deposit must be received before a letter of appeal will be considered. If the additional aid is not satisfactory, you will receive a refund of deposit.
All appeals (FOR INCOMING FRESHMEN AND RETURNING FAMILIES) will be reviewed on a case by case basis. Families that appeal will automatically be placed on a waitlist.

Families are welcome to check on the status of their appeal at any time but notification will only take place in the event of an increase or new allocation.
Outside Scholarship Sources

For information on scholarships from non-SJP organizations and foundations, please CLICK HERE